Overseas Visitors Health Insurance

Summary: Plan Comparison & Premiums

 LEVEL OF BENEFITS
Platinum
Executive
Gold
Classic
Essential

Single (monthly premiums) $241.72 $236.82 $180.73 $89.21 $86.02
Couple/Family (monthly premiums) $483.44 $473.63 $361.46 $178.42 $172.04
In-patient private hospital
100% of hospital costs (in all public hospital and all participating private hospitals)
   
In-patient public hospital cover only
Hospital - Inpatient Medical services
100% of AMA* scheduled Fee
Out-patient Medical cover (specialist and doctor visits)
Up 150% of MBS++
   
Out-patient Medical cover
Up to 100% of MBS++
       
Maternity cover
(waiting period applies)
Extras - dental, optical, physiotherapy etc. Benefits paid at 90% actual cost per service        
Extras - Benefits paid at fixed cost per service        
Medical Repatriation to Home Country
Repatriation of mortal remains
Ambulance cover
Minimum cover recommended to cover sponsors DIAC obligation for Subclass 457, 422 & 418 Visas        
* Fees as set by Australian Medical Association as appropriate fees for medical service
++ Medicare Benefit Scheduled Fee (MBS) Fee set by the government as an appropriate fee for medical service